{"id":206147,"date":"2025-10-09T18:28:08","date_gmt":"2025-10-09T17:28:08","guid":{"rendered":"https:\/\/vincihairclinic.com\/?page_id=206147"},"modified":"2025-10-09T19:01:23","modified_gmt":"2025-10-09T18:01:23","slug":"finance-uk-disclosure","status":"publish","type":"page","link":"https:\/\/vincihairclinic.com\/en\/finance-uk-disclosure\/","title":{"rendered":"Finance UK Disclosure"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Finance & Regulatory Information<\/strong><\/p>
\n

About our finance (Buyline)<\/strong>
\nWe offer finance to help spread the cost of treatment. Applications are made online with a quick decision, and a range of terms may be available depending on eligibility. Finance is subject to application, your financial circumstances and borrowing history. Finance is only available to UK residents aged 18+<\/strong>. Terms and conditions apply.<\/strong><\/p>
\n

Our regulatory status<\/strong>
\nV H C LONDON LTD<\/strong> (trading as Vinci Hair Clinic) is authorised and regulated by the Financial Conduct Authority (FCA)<\/strong>, FRN 665393<\/strong> (check the FCA Register<\/span><\/a>).
\nWe act as a credit broker, not a lender<\/strong>. We do not charge you for credit-broking services. We may introduce you to loan products provided by Buyline Ltd<\/strong> (and, where applicable, other partner lenders). We may receive a commission<\/strong> for introductions; this does not influence the rate you pay. Credit is subject to status and affordability checks.<\/strong> 0% finance with a term of 11 months or less is not regulated by the FCA.<\/strong> (Details of our commission are available on request.)<\/em><\/p>\n

Representative examples<\/strong><\/p>\n

0% finance (10 months)<\/strong>
\nRepresentative Example:<\/strong> Cash price \u00a35,000<\/strong>; Deposit \u00a31,000<\/strong>; Total amount of credit \u00a34,000<\/strong>; Term 10 months<\/strong>; Interest rate 0% p.a. fixed<\/strong>; Representative APR 0%<\/strong>; 10 monthly payments of \u00a3400.00<\/strong>; Total amount payable \u00a35,000<\/strong>; Total cost of credit \u00a30<\/strong>.<\/p>\n

9.9% APR (24 months)<\/strong>
\nRepresentative Example:<\/strong> Cash price \u00a35,000<\/strong>; Deposit \u00a31,000<\/strong>; Total amount of credit \u00a34,000<\/strong>; Term 24 months<\/strong>; Interest rate 9.9% p.a. fixed<\/strong>; Representative APR 9.9%<\/strong>; 24 monthly payments of \u00a3184.40<\/strong>; Total amount payable \u00a35,425.48<\/strong>; Total cost of credit \u00a3425.48<\/strong>.<\/p>
\n

Eligibility<\/strong><\/p>\n